SFA Financial, LLC is responsible for creating and maintaining business continuity plan. In the event of a business disruption, we have plans designed to allow us to continue operations of critical business functions, completing securities transactions and providing clients access to their accounts. 

We accomplish this in part by:
· Relocating impacted businesses to designated recovery locations.
· Using redundant processing capacity.
· Designing our technology and systems to support the recovery processes for critical business functions.
· Using business and technology teams that are responsible for activating and managing the recovery process.
· Adopting a communication plan to ensure SFA Financial, LLC employees receive emergency notifications and instructions via a variety of sources.
· Rehearsing our recovery procedures and testing those procedures on a regular basis.

As part of our plans, SFA Financial, LLC has identified the applications that are critical to each of our departments. 

With regard to client assets, all products sold are held at the custodian banks of the mutual fund or insurance companies. 

Although we have taken significant steps to develop and implement sound business recovery plans, we cannot guarantee that systems will always be available or recoverable after a disaster or significant business disruption.

However, we believe that our planning for such events is robust and consistent with many of the best practices established within the industry. Any material changes to the above information will be available upon request.